After an accident where you suffered injuries and damages, you likely will want to file a claim with your insurance company to get coverage for your costs. If someone else was at fault, you’ll use their insurance policy to cover the bills for the damages that you suffered. You might think that this will be straightforward, and they’ll give you exactly what you’re owed, but that might not be the case.
More often than not, insurance companies will fight to protect their bottom lines, which means shorting you in the compensation that you should receive. Let’s take a look at the ways insurance companies will try to reduce your compensation for your claim.