As a responsible driver, you have auto insurance that, at the very least, meets the state minimum requirements. You may also have additional coverage or policies for specific situations. In the event you’re in a crash, you expect that coverage, or the coverage of the other driver, to take care of your expenses. Unfortunately, that doesn’t always happen.

When you file an auto insurance claim, an adjuster is assigned to your case. They will investigate what happened and ultimately decide what, if anything, you’re owed. In the event your claim is denied, it’s important to understand your legal rights and options. Let’s take a look at why claims get denied and what steps to take when appealing an insurance decision after a wreck.

As a responsible driver, you’re well aware of the risk of getting into a car accident. Unfortunately, there are a number of negligent drivers on the road who fail to follow traffic laws. In the event someone decides to drink and drive, drives while distracted, or disregards a traffic signal, they are at risk of striking another vehicle. If you’re injured in an accident, it’s important to understand how determining fault works.

Drivers take precautions to help them drive safely and avoid accidents. When drivers remain alert, they can prepare for the road ahead. This could be avoiding an obstruction, merging lanes if a lane closes, and slowing down if they’re approaching a work zone. If a driver is reckless in a work zone, they can cause an accident. When a car accident results in injuries to you or a loved one, you can seek compensation for your injuries and damages. A Charleston car accident lawyer from DiPiero Simmons McGinley & Bastress, PLLC can help you with your claim.

Drivers want to feel safe. When you’re out on the road, you drive carefully in an attempt to prevent an accident and keep yourself safe. Unfortunately, accidents still happen sometimes, even if you’ve done everything in your power to avoid a collision. When that happens, you want to be covered with insurance so that you don’t have to worry about the financial effects of being treated for injuries or repairing property damage.

But what happens when your insurance company tries to give you less than you deserve, or your damages add up to more than your policy allows? A Charleston car accident lawyer from DiPiero Simmons McGinley & Bastress, PLLC can answer your questions and help you get the settlement you deserve for your injury costs and damages.

Car accident statistics typically revolve around safety and topics like distracted driving or accidents involving teenage drivers. However, there are some other kinds of statistics that you may have not seen before. You may wonder if there’s a certain color of car that tends to be stopped on the road more often than other vehicle colors. Certain types of cars may be more likely to get tickets than others. Let’s go over car accident statistics that aren’t as well known.

After a car accident, you might have injuries that are either immediately apparent or develop later over time. Soft tissue injuries can fall into both of these categories and can cause minimal pain or severely impact your life. Even though these are valid injuries that affect your daily life, insurance companies sometimes downplay soft tissue injuries and might try to grant you less compensation for them.

As a driver, you know that accidents occur regularly on West Virginia’s roads. There are situations where you’ll benefit from knowing where a crash has happened and who has been injured. Fortunately, there are resources on how to find out about a car accident.

When drivers are behind the wheel, they need to have their full attention on the task at hand: driving safely. Remaining in control of their vehicle, traveling at a safe speed, keeping a safe distance from other vehicles, and anticipating the mistakes other drivers could make are all mental and physical efforts a driver has to make to reduce the chances of an accident. Smartphones are a major distraction to drivers and prevent them from making these efforts. Because of the devastating car accidents a distracted driver can cause, West Virginia has laws that are meant to prevent drivers from using their phones.

Immediately following an automobile crash, it’s imperative to seek medical attention as soon as possible. Not only will this ensure you receive necessary medical attention, but you’ll be maximizing your chances of recovering completely in addition to building the evidence your personal injury claim will need later.

While obtaining your medical records in West Virginia after a car accident isn’t particularly challenging, it’s important to understand your legal rights, how the process works, and how your records could be used in the event you file a car accident claim to seek compensation for your losses. Let’s start by taking a look at the laws pertaining to medical records in West Virginia.

Deer collisions happen every year. They often happen without warning and can cause a lot of damage. There is a lot of information about deer crossing out there, but some information that’s passed around may not be accurate. It’s important to have correct information so you can drive safely. The team at DiPiero Simmons McGinley & Bastress, LLC want all West Virginia citizens to be prepared for deer crossing season and how to safely navigate the roads and avoid collisions.