As a responsible driver, you have auto insurance that, at the very least, meets the state minimum requirements. You may also have additional coverage or policies for specific situations. In the event you’re in a crash, you expect that coverage, or the coverage of the other driver, to take care of your expenses. Unfortunately, that doesn’t always happen.
When you file an auto insurance claim, an adjuster is assigned to your case. They will investigate what happened and ultimately decide what, if anything, you’re owed. In the event your claim is denied, it’s important to understand your legal rights and options. Let’s take a look at why claims get denied and what steps to take when appealing an insurance decision after a wreck.