When someone has been in a car crash, there are a number of concerns that automatically come to mind. Recovering from physical injuries and the consequences of taking time off work are common. But what about the lesser-known implications of auto collisions? It’s important to think about all the possible consequences so you can be prepped if or when they pop up. Let’s take a look at the implications that don’t automatically come to mind.
The Possibility of Delayed Medical Symptoms and Injuries
While many physical injuries are visible immediately following a wreck, there are some that could take days, weeks, or even months to appear. The most comm types of pain that are delayed after a car accident include headaches, neck pain, back pain, numbness or tingling, and abdominal pain. It’s important to seek medical attention right after a crash so you can be evaluated for injuries you might not see.
If you notice after some time you begin experiencing new or worsening symptoms, get in to see your doctor as soon as possible. If you are uncertain about the state of your health, avoid settling too soon with an insurance company. You could experience complications or additional injuries later that you will not be able to receive compensation for if you’ve already settled.
Managing Psychological Trauma
Psychological injuries are just as common as physical injuries after a car accident. While an accident is happening, and immediately after, adrenaline is likely to flood your system. This is a normal response to a traumatic event like a collision. Afterward, you’ll probably feel tired, weak, anxious, and even depressed. If your symptoms linger, however, you may be dealing with extended mental trauma that will need to be treated.
Post-traumatic Stress Disorder (PTSD) is not uncommon after a car accident, especially those resulting in severe injury or death. If you find yourself experiencing anxiety or an increased heart rate when thinking about the crash, feel more on edge when you’re driving, notice you are more likely to actively look for potential threats behind the wheel, or are avoiding driving altogether, you may be suffering from PTSD.
Fortunately, there are many effective treatments for stress-related trauma. Cognitive therapy, breathing exercise, and medication can be possible avenues for recovery. Discussing your trauma with a trained mental health professional is the best way to determine how you should proceed.
The Lack of Transportation
You may find yourself without transportation after an accident if your car was totaled or is being repaired. If you aren’t hindered by physical injuries and are able to get around, not having a vehicle can make it incredibly difficult to complete the most common daily tasks like going to the grocery store or stopping at the post office. Real problems can arise if you are directed by your doctor to take a certain prescription for your injuries but are unable to get to a pharmacy.
If you have the resources, ask family members or friends to help you with any necessary tasks required outside of the home. You may incur additional expenses if you need to rent a vehicle or choose to use public transportation or rideshare services. If you’re worried about medications, contact your pharmacy and ask about having them delivered. While there is often an additional fee for this service, you’ll have your prescription at your door.
Paying for Increased Insurance Rates
Depending on your auto insurance policy and how liability is determined after your accident, it’s likely you will see an increase in your rates. To avoid or prepare for a situation like this, it’s important to understand your policy inside and out. If you’re confused about any aspect, contact your insurance company for clarification. An attorney can also investigate your policy and help you determine if your rates wrongfully went up after an accident.
The Reality of the Settlement Process
It’s understandable to be eager to wrap up a personal injury case, receive your needed compensation, and use that money to address medical expenses, vehicle replacement, and other costs. Unfortunately, the settlement process isn’t as simple as receiving a check in the mail from your insurance company after filing a claim.
An adjuster will be assigned to your case and your claim will be investigated. Depending on the outcome of the investigation, you may be offered a settlement. It’s important not to accept the first one you are offered, as insurance companies frequently try to offer the lowest settlement possible. You can try to negotiate, but if you’re feeling overwhelmed an experienced attorney can help you negotiate full and fair compensation.
While many settlements are finalized within six weeks, if the accident involved serious injuries or death the timespan can be more difficult to predict.
At DiPiero Simmons McGinley & Bastress, PLLC, we have a firm grasp on all the implications surrounding car accidents. We are prepared to help you manage the consequences while seeking the compensation you need and deserve to recover. If your accident resulted from the negligence of another driver and you’re ready to take legal action, our injury lawyers are here for you. To learn more about your legal rights and options, contact us today.