Insurance policyholders in West Virginia enter into insurance contracts with their insurance companies with the expectation that the companies will pay for property damage and personal injuries under certain circumstances as long as the policyholders keep up with their premiums. Insurance companies have a duty to uphold their contractual obligations when their insureds fulfill their end of the bargain by making timely premium payments. Unfortunately, however, some insurance companies aggressively try to avoid paying claims by exercising bad faith to unfairly deny or delay valid claims. When this occurs, a policyholder has the right to pursue a bad faith insurance claim against the insurance company to recover damages.

When one company takes legal action against another, it’s called commercial litigation. There are many different reasons why companies take legal action against one another, and we’re here to help. At DiPiero Simmons McGinley & Bastress, PLLC, our commercial litigation lawyers are prepared to represent your company and ensure that you get justice.

Let’s take a look at the differences between commercial litigation and civil litigation to better understand when one is your better choice over the other in your legal situation.