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How Can an Insurance Company Try to Reduce Your Compensation for Your Claim?

Published on Jul 23, 2021 at 6:01 pm in Car Accidents.

How Can an Insurance Company Try to Reduce Your Compensation for Your Claim

After an accident where you suffered injuries and damages, you likely will want to file a claim with your insurance company to get coverage for your costs. If someone else was at fault, you’ll use their insurance policy to cover the bills for the damages that you suffered. You might think that this will be straightforward, and they’ll give you exactly what you’re owed, but that might not be the case.

More often than not, insurance companies will fight to protect their bottom lines, which means shorting you in the compensation that you should receive. Let’s take a look at the ways insurance companies will try to reduce your compensation for your claim.

Can You Sue Multiple Parties in a Multi Vehicle Crash?

Published on Jun 28, 2021 at 3:12 pm in Car Accidents.

Can You Sue Multiple Parties in a Multi Vehicle Crash

Being the victim of a car accident with only one other vehicle or only another object is hard enough. When there are multiple vehicles involved, it can make it even more complicated on every level. You might suffer from more injuries and damages, and you might not know who you can hold accountable for what happened to you.

With the help of a car accident lawyer from DiPiero Simmons McGinley & Bastress, PLLC, you can feel confident that your claim will be as strong as possible. You don’t have to worry about whether or not your attorneys know what they’re doing—at our firm, we have experience handling all kinds of car accident claims and will make sure we take special care with yours.

What Intersections in Charleston Have the Highest Crash Rates?

Published on May 14, 2021 at 4:24 pm in Car Accidents.

what intersections in Charleston have the highest crash rate

When you’re driving through Charleston, it’s important to know which intersections could be more dangerous than others. While you should be careful driving through any intersection, there are some with higher crash rates than others that you should be extra vigilant while driving through.

At DiPiero Simmons McGinley & Bastress, PLLC, we’re here to keep you as safe as possible by bringing to your attention the intersections in Charleston with the highest crash rates. If you experience a crash and injuries at one of these intersections and the collision wasn’t your fault, then you could use the help of our car accident lawyer in Charleston.

Let’s take a look at the different intersections in Charleston, West Virginia that you need to be wary of while driving.

How to Overcome the Guilt of Causing a Car Accident

Published on Aug 26, 2020 at 2:29 pm in Car Accidents.

Person with back toward wall with head bent forward

Car accidents are traumatic events. When one happens, it generally takes some time for those involved to realize what has happened. Vehicular damage and physical injuries are a real possibility—the latter of which should be attended to immediately. But, what about the emotional injuries? How does a person go about overcoming the guilt of causing a car accident?

The emotional stress of causing a car accident, even if you were only partially at fault, can take a significant toll on a person’s everyday life. Let’s take a look at the concept of guilt after an accident, trauma reactions, and what steps you can take to overcome guilt.

Steps to Take When Appealing an Insurance Decision After a Collision

Published on Aug 6, 2020 at 1:26 pm in Car Accidents.

Person writing notes

As a responsible driver, you have auto insurance that, at the very least, meets the state minimum requirements. You may also have additional coverage or policies for specific situations. In the event you’re in a crash, you expect that coverage, or the coverage of the other driver, to take care of your expenses. Unfortunately, that doesn’t always happen.

When you file an auto insurance claim, an adjuster is assigned to your case. They will investigate what happened and ultimately decide what, if anything, you’re owed. In the event your claim is denied, it’s important to understand your legal rights and options. Let’s take a look at why claims get denied and what steps to take when appealing an insurance decision after a wreck.

How Often Do Car Accident Settlements Exceed Insurance Policy Limits?

Published on Jul 2, 2020 at 1:36 pm in Car Accidents.

Person holding pen and paper to other person

Drivers want to feel safe. When you’re out on the road, you drive carefully in an attempt to prevent an accident and keep yourself safe. Unfortunately, accidents still happen sometimes, even if you’ve done everything in your power to avoid a collision. When that happens, you want to be covered with insurance so that you don’t have to worry about the financial effects of being treated for injuries or repairing property damage.

But what happens when your insurance company tries to give you less than you deserve, or your damages add up to more than your policy allows? A Charleston car accident lawyer from DiPiero Simmons McGinley & Bastress, PLLC can answer your questions and help you get the settlement you deserve for your injury costs and damages.

Car Accident Statistics That May Surprise You

Published on May 8, 2020 at 8:43 am in Car Accidents.

Red car on road

Car accident statistics typically revolve around safety and topics like distracted driving or accidents involving teenage drivers. However, there are some other kinds of statistics that you may have not seen before. You may wonder if there’s a certain color of car that tends to be stopped on the road more often than other vehicle colors. Certain types of cars may be more likely to get tickets than others. Let’s go over car accident statistics that aren’t as well known.

How to Find Out About a Car Accident

Published on Apr 9, 2020 at 2:45 pm in Car Accidents.

Phone displaying GPS mounted on dashboard

As a driver, you know that accidents occur regularly on West Virginia’s roads. There are situations where you’ll benefit from knowing where a crash has happened and who has been injured. Fortunately, there are resources on how to find out about a car accident.

What Are the Fees for Using a Smartphone While Driving in West Virginia?

Published on Mar 19, 2020 at 12:16 pm in Car Accidents.

Person texting and driving

When drivers are behind the wheel, they need to have their full attention on the task at hand: driving safely. Remaining in control of their vehicle, traveling at a safe speed, keeping a safe distance from other vehicles, and anticipating the mistakes other drivers could make are all mental and physical efforts a driver has to make to reduce the chances of an accident. Smartphones are a major distraction to drivers and prevent them from making these efforts. Because of the devastating car accidents a distracted driver can cause, West Virginia has laws that are meant to prevent drivers from using their phones.

Obtaining Your Medical Records in West Virginia After a Car Accident

Published on Feb 20, 2020 at 2:28 pm in Car Accidents.

People going over documents

Immediately following an automobile crash, it’s imperative to seek medical attention as soon as possible. Not only will this ensure you receive necessary medical attention, but you’ll be maximizing your chances of recovering completely in addition to building the evidence your personal injury claim will need later.

While obtaining your medical records in West Virginia after a car accident isn’t particularly challenging, it’s important to understand your legal rights, how the process works, and how your records could be used in the event you file a car accident claim to seek compensation for your losses. Let’s start by taking a look at the laws pertaining to medical records in West Virginia.